Whether you are researching to attend law school, in school currently, or a graduate, it’s always a good idea to get a handle on your student loans. Fortunately, there are a number of online resources available to help you. Between repayment, loan forgiveness and loan consolidation, find your best solutions to minimize your debt here and track your finances.

Federal Loan Resources

Federal Student Aid
Find additional information about loan repayment options.

National Student Loan Data Systems (NSLDS)
Find information on federal student loans and/or Pell Grant amounts, outstanding loan balances, loan statuses and disbursements.

Public Service Loan Forgiveness Information
Get answers to the most common questions about public service loan forgiveness.

Exit Counseling
Exit Counseling is an online educational course for borrowers of Federal Stafford Loan and/or Federal Grad PLUS loan funding. All borrowers who are no longer attending or are currently registered for less than six credits are required to complete the counseling.

Income-Driven Repayment
Make your federal loan payments more manageable with newly created federal loan repayment and forgiveness programs.

Income-Driven Repayment Plan Request
After you have completed your exit counseling and feel that income-driven repayment plans are for you, this is where you will want to start.  You may also contact your servicer to begin this process as well.

Loan Consolidation
Loan consolidation gives graduates the chance to combine federal loans into a new combined loan. This option cannot combine private student loans – only federal student loans.

Loan Repayment Estimator
If you want to see what your repayment can look like, use the Repayment Estimator.  It is recommended to use when you're beginning repayment of your federal student loans after your grace period or estimating repayment options based on your income.

Other Resources

Equal Justice Works’ Free Student Debt Webinars
The webinars are free to all law students, graduated students, and if you’re already working. They will review details of borrowing, entering repayment and earning forgiveness to help manage your student debt and control your career and financial future.

Annual Credit Report
Your credit is important if you plan to take out student loans to help with financing your legal education. Federal law requires each of the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion to give you a free credit report every 12 months if you ask for it. We recommend running one of the three every three to four months to be able to track your credit stability.

Mint: free personal finance software
Organizing your finances is important to help you create a plan for your future while in school and after.